Life & Health Insurance

At Krold Mfins, we help you prepare for life’s uncertainties with reliable and personalized Life and Health Insurance solutions. Whether you're protecting your family’s financial future or covering medical emergencies, our insurance plans ensure peace of mind when it matters the most.

Why Choose Us?

Trusted Insurance Partners

We work with leading life and health insurance providers in India to offer you the best options under one roof.

Tailored Coverage Plans

Our team understands your personal or family needs and suggests insurance products that match your goals, lifestyle, and budget.

Easy Policy Issuance & Renewals

Enjoy a hassle-free digital onboarding process with timely reminders for premium payments and policy renewals.

End-to-End Support

From selecting the right policy to assisting with claims, our advisors are with you at every step.

Our Insurance Offerings

Life Insurance

• Term Life Insurance
• Endowment Plans
• ULIPs (Unit Linked Insurance Plans)
• Child Plans
• Retirement / Annuity Plans

Health Insurance

• Individual Health Insurance
• Family Floater Plans
• Critical Illness Cover
• Senior Citizen Health Plans
• Personal Accident Cover
• Top-up and Super Top-up Plans

PMS / AIF

At Krold Mfins, we go beyond traditional investments with exclusive Portfolio Management Services (PMS) and Alternative Investment Funds (AIFs) designed for high-net-worth individuals (HNIs) and savvy investors looking for personalized, high-growth investment strategies.

What We Offer

Portfolio Management Services (PMS)

Our PMS solutions offer personalized investment portfolios, professionally managed by experienced fund managers. With a focus on performance, transparency, and tailored asset allocation, PMS is ideal for investors seeking direct ownership of stocks with active management.

 Key Features:

• Customized investment strategies
• Dedicated fund managers
• Transparent reporting & real-time monitoring
• Suitable for investments above ₹50 Lacs

Alternative Investment Funds (AIFs)

AIFs provide access to specialized investment opportunities not available through mutual funds, such as private equity, venture capital, real estate, and structured credit. AIFs are best suited for sophisticated investors with higher risk appetite and long-term goals.

 Key Features:

• Diversified alternative assets
• Category I, II & III AIFs
• Professionally managed by SEBI-registered entities
• Suitable for investments above ₹1 Crore

Why Choose Krold Mfins?

• Access to Top Fund Houses & Strategies
• Partnered with leading PMS & AIF providers in India
• Personalized Investment Planning
• We understand your financial goals, risk profile, and liquidity needs before recommending any product
• Dedicated Relationship Manager
• One-on-one service for portfolio reviews, performance insights, and support
• End-to-End Execution & Compliance
• We ensure seamless onboarding, KYC, documentation, and reporting in compliance with SEBI norms

Annuity Plans

At  Krold Mfins, we help you secure your post-retirement life through Annuity Plans that offer a fixed, guaranteed income for a lifetime. Ideal for individuals seeking financial stability after retirement, annuity plans ensure you never run out of money, no matter how long you live.

What Are Annuity Plans?

An annuity plan is a financial product where you invest a lump sum amount and, in return, receive a regular, guaranteed payout monthly, quarterly, or annually for a specific period or for life. These plans are especially useful after retirement when steady income becomes crucial.

Key Benefits of Annuity Plans

Lifetime Guaranteed Income : 

Receive fixed payments for a defined period or for the rest of your life.

Customizable Payout Options :

Choose payout frequency and whether it should continue for a spouse or beneficiary after your lifetime.

Tax-Efficient Retirement Planning :

Secure returns without worrying about market volatility or reinvestment risks.

One-Time Investment :

Just invest once and enjoy worry-free income for years.

Safe & Regulated :

Offered by leading life insurance companies and governed by IRDAI.

Types of Annuity Plans We Offer

Immediate Annuity Plans :

Begin receiving income immediately after a lump-sum payment.

Deferred Annuity Plans :

Build a retirement corpus over time, then start receiving payouts later.

Lifetime Annuity with Spouse Benefit :

Income continues for the spouse after the primary policyholder’s death.

Annuity with Return of Purchase Price :

Receive annuity payouts, and your invested amount is returned to your nominee.

Bonds

Bonds are fixed-income investment instruments where you lend money to a government or corporation in exchange for regular interest payments and the return of principal at maturity. Bonds are ideal for conservative investors looking for steady, predictable returns and capital preservation.

At Krold Mfins, we offer expert assistance in investing in bonds—a reliable and low-risk option for building wealth with consistent returns. Whether you're looking to diversify your portfolio or secure fixed income, our bond investment services cater to all types of investors.

Types of Bonds We Offer

Government Bonds :

Safe and sovereign-backed options with fixed interest.

Corporate Bonds :

Bonds issued by reputed companies with competitive interest rates.

Tax-Free Bonds :

Enjoy tax-free interest income on selected government-backed bonds.

RBI Floating Rate Bonds :

Government-issued bonds with interest linked to market rates.

Debentures & NCDs :

High-yield options issued by trusted corporates with fixed tenure.

Why Invest in Bonds?

Stable Returns :

Fixed and predictable income over a period of time.

Lower Risk :

Less volatile compared to equities and ideal for capital protection.

Portfolio Diversification :

Balances risk and return across different asset classes.

Tax Advantages :

Some bonds offer tax-free interest or indexation benefits.

Liquidity Options :

Many bonds are tradable in the secondary market.

Why Choose Krold Mfin?

Access to a Wide Range of Bonds :

We source bonds from top-rated issuers and government bodies.

Tailored Recommendations :

Our advisors help you select bonds based on your risk profile, goals, and investment horizon.

Transparent Process :

No hidden fees, clear returns, and full regulatory compliance.

Full Support :

From selection and documentation to demat credit and redemption tracking, we handle it all.

Stock Broking

At Krold Mfins, we provide reliable and efficient stock broking services to help you navigate the dynamic world of equity markets. Whether you're a beginner or an experienced trader, our expert guidance, robust platform access, and personalized support make stock investing simpler and smarter.

We offer end-to-end stock trading services for:

Equity Trading (Cash & Delivery)

Buy and hold shares in top Indian companies with ease.

Derivatives Trading (Futures & Options)

Participate in high-leverage trading with proper risk strategies.

IPO Investments

Invest in upcoming Initial Public Offerings (IPOs) with full assistance.

ETFs & Index Funds

Diversify easily with Exchange-Traded Funds and passive index investing.

Research & Advisory Support

Get access to technical analysis, market insights, and actionable calls.

Why Choose Krold Mfin?

Partnered with Leading Stock Brokers

Trade via reputed and SEBI-registered broking platforms with full transparency.

Easy Account Setup

Open your demat & trading account with minimal paperwork and full assistance.

Personalized Portfolio Guidance

Get tailored advice based on your risk profile and investment objectives.

Real-Time Market Access

Access live market data, charts, and tools through reliable platforms.

Dedicated Relationship Manager

For regular updates, trade support, and query resolution.

Unlisted Shares

Unlisted shares are shares of companies that are privately held or pre-IPO placement. These include startups, mature private companies, or subsidiaries of listed companies that have not yet gone public. They are traded through over-the-counter (OTC) platforms or private placements.

At Krold Mfins, we help investors unlock the potential of unlisted shares. Investing in unlisted shares offers early access to high-growth companies, long-term wealth creation opportunities, and portfolio diversification.

Why Invest in Unlisted Shares?

High Growth Potential

Early access to companies before they go public—get in before valuations rise.

Portfolio Diversification

Add unique, non-market-correlated assets to balance your investment strategy.

Pre-IPO Investment Opportunities

Invest in companies expected to be listed soon, potentially benefiting from IPO valuation gains.

Long-Term Wealth Creation

Ideal for investors with high risk appetite with medium to long-term investment horizon.

Why Choose Krold Mfins?

Verified Opportunities

We offer access to carefully vetted unlisted shares from trusted sources.

Expert Advisory

Our experienced team helps you evaluate risks, valuation, and timing for entry/exit.

Transparent Transactions

Fair pricing, secure processing, and complete regulatory compliance.

End-to-End Support

From sourcing to documentation and demat transfers, we manage the entire process.

Other Savings & Investment Schemes

Other Savings & Investment Options

At Krold Mfins, we understand that every investor is unique — which is why we offer a variety of savings and investment options tailored to your risk profile, life stage, and financial goals. Whether you're looking for low-risk instruments, tax-saving options, or regular income plans, our advisory team helps you choose the right mix for a balanced portfolio.

Explore Our Additional Investment Solutions

Fixed Deposits (Corporate & Bank FDs)

Recurring Deposits (RDs)

Public Provident Fund (PPF) & NSC

Post Office Savings Schemes

Why Choose Krold Mfin?

Expert Advisory Support

We evaluate your income, goals, and risk profile before suggesting suitable options.

Safe & Verified Products

We deal only in trusted, government-approved, and RBI/SEBI-compliant products.

Hassle-Free Investment Process

From documentation to maturity tracking, we manage it all for you.

Tax Planning Assistance

Maximize your tax-saving potential while building wealth safely.